Barclays issues a portfolio of Wyndham Rewards credit cards. I don’t write about these cards much, simply because Wyndham isn’t the most aspirational program when it comes to redemption opportunities. However, that’s not to say there isn’t value to be had with the cards, as they’re actually quite lucrative.
I wanted to take an updated look at these cards, given that they’re currently offering best-ever bonuses, making this the ideal time to apply.
In this post:
Details of the Wyndham credit cards
Barclays’ Wyndham credit card portfolio consists of three cards, including two personal credit cards and one business credit card.
Wyndham is a hotel group mostly with limited service properties, so I have a hard time getting too excited about any credit card from the brand. That being said, these cards are just about as lucrative as they could be, offering anniversary bonus points and elite status.
Let’s look at the details of each of these cards, including the hugely improved bonuses we’re seeing:
Wyndham Rewards Earner Card
The Wyndham Rewards Earner Card is the entry level personal card, and offers the following perks:
- Annual fee: $0
- Sign-up bonus: earn 75,000 Wyndham Rewards bonus points after spending $2,000 within the first six months
- Return on spending: 5x Wyndham points on Wyndham spending and gas stations, 2x Wyndham points on dining and groceries, and 1x points on all other purchases
- Foreign transaction fees: none
- Elite status perks: Wyndham Rewards Gold status for as long as you have the card, offering perks like free Wi-Fi, preferred rooms, and late check-out
- Anniversary bonus: 7,500 bonus Wyndham Rewards points after spending $15,000 in a year
- Award redemption discount: save 10% when you redeem Wyndham Rewards points to book free night awards
Wyndham Rewards Earner Plus Card
The Wyndham Rewards Earner Plus Card is the premium personal card, and offers the following perks:
- Annual fee: $75
- Sign-up bonus: earn 100,000 Wyndham Rewards bonus points after spending $2,000 within the first six months
- Return on spending: 6x Wyndham points on Wyndham spending and gas stations, 4x Wyndham points on dining and groceries, and 1x points on all other purchases
- Foreign transaction fees: none
- Elite status perks: Wyndham Rewards Platinum status for as long as you have the card, offering perks like free Wi-Fi, room upgrades, early check-in, and late check-out
- Anniversary bonus: 7,500 bonus Wyndham Rewards points with no spending requirement
- Award redemption discount: save 10% when you redeem Wyndham Rewards points to book free night awards
Wyndham Rewards Earner Business Card
The Wyndham Rewards Earner Business Card is the business card, and arguably it’s the most lucrative card of all, as it offers the following perks:
- Annual fee: $95
- Sign-up bonus: earn up to 100,000 Wyndham Rewards bonus points — 50,000 points after spending $4,000 on purchases in the first 90 days, an additional 50,000 points after spending $15,000 within the first 12 months
- Return on spending: 8x Wyndham points on Wyndham spending and gas stations, 5x Wyndham points on eligible marketing, advertising services, and utilities, and 1x points on all other purchases
- Foreign transaction fees: none
- Elite status perks: Wyndham Rewards Diamond status for as long as you have the card, offering perks like suite upgrades, a welcome amenity, and more
- Anniversary bonus: 15,00 bonus Wyndham Rewards points with no spending requirement
- Award redemption discount: save 10% when you redeem Wyndham Rewards points to book free night awards
Which Wyndham credit card is best?
This really is an impressive suite of credit cards, and I don’t think they could get much better. The two premium cards earn anniversary bonuses with no spending requirement, come with status, and even offer a redemption discount. There’s not much more you could ask for with a hotel credit card.
Personally I think the big winner here is the business credit card. For a $95 annual fee you’re getting 15,000 bonus points every year (Wyndham free nights cost either 7,500 points, 15,000 points, or 30,000 points), top tier Diamond status, a 10% redemption discount, and more.
Getting top tier status just for having a credit card is something that’s otherwise only available on the Hilton Aspire Card.
Bottom line
Wyndham’s portfolio of credit cards is phenomenal. There are two personal cards and one business card, and all offer elite status and discounts on award redemptions. On top of that, the two premium cards offer anniversary points bonuses that more or less cover the annual fee. These cards are also currnetly offering their best bonuses yet.
If you stay at Wyndham properties with any frequency these cards are worth having. The bonus categories are potentially useful as well, though I wouldn’t be using any of these cards for my everyday spending.
What do you make of Wyndham’s credit cards?
Do you know if you're able to have both personal cards? I got the Earner+ a few months ago, would I be approved and get the SUB for the standard Earner?
Don't forget the partnership between Wyndham and Caesars which allows you to match Diamond Elite at Wyndham with Diamond at Caesars, meaning no resort fees at their properties, lounge access, a dinner credit, and other benefits for gamblers.